What is Florida Personal Injury Protection (PIP) / No-Fault Coverage

Florida insurance law is…confusing.  Automobile insurance is the most common type of insurance most of us will deal with at one time or another.  Many, many times the insured person does not find out what coverage he or she has until after a crash occurs.  Only then does the person find out if they have […]

Involved in an Accident? Take a picture!

All cases boil down to one thing, the ability to prove negligence on the at fault party.  I can tell you from experience that many times a client will tell me that the other person admitted fault at the scene, was ticketed, or was obviously at fault only to have an insurance company later tell […]

A seat belt can save your life in an auto accident – and your case

Florida Law mandates that the front seat occupants of a vehicle must wear seat belts; and all passengers under 18 years old must wear seat belts or other available restraints regardless of where they are seated in the vehicle.  It is against the law to operate a car if all the passengers do not meet […]

Beware signing documents immediately after a car crash

A common insurance company tactic is to offer a quick settlement for, “medical bills” or “lost wages.” The insurance company will send an adjuster to look at the property damage. While the adjuster reviews the property damage he or she may make an offer to pay for your medical bills or lost wages and offer […]